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Festive Season Car Buying Guide 2026, 10 Checks Before You Buy

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Festive Season Car Buying Guide 2026: What to Check Before Booking a New Car

By News National Editorial Team

India's festive season is one of the busiest periods for automobile purchases.

With several new SUVs, EVs, hybrids and facelifted models arriving during October 2026, buyers have more choices than ever.

But a festive discount should not be the only reason to purchase a car.

Compare the On-Road Price

Always compare the final on-road price rather than only the advertised ex-showroom price.

The on-road figure can include registration, insurance, taxes, accessories and other charges.

Check the Manufacturing Date

Ask the dealer about the vehicle's manufacturing month and year.

This is particularly important if a dealer offers a substantial discount on an older stock vehicle.

Don't Accept Unwanted Accessories

Dealers may offer accessories as part of promotional packages.

Buyers should distinguish between mandatory charges and optional accessories.

Compare Insurance

Insurance can represent a meaningful portion of the on-road cost.

Customers should compare the coverage, exclusions, add-ons and premium rather than selecting a policy solely because it is offered at the dealership.

Calculate EMI Carefully

A low monthly EMI does not necessarily mean a low total cost.

Compare:

  • Down payment

  • Interest rate

  • Loan tenure

  • Processing charges

  • Total repayment

Check Safety Features

Before buying, compare the actual safety equipment of each variant.

Look for features such as:

  • Airbags

  • Electronic stability control

  • ABS

  • Parking sensors

  • Camera systems

  • Advanced driver-assistance features where available

EV Buyers Need Extra Checks

Electric-car buyers should additionally confirm:

  • Battery warranty

  • Charging compatibility

  • Home-charger installation

  • Public charging availability

  • Service network

  • Battery-health support

Test Drive Before Booking

A test drive can reveal issues that specifications cannot.

Check driving position, visibility, seat comfort, suspension, steering, automatic gearbox behaviour and cabin ergonomics.

Don't Rush Because of a Festival Offer

Festive offers can be attractive, but customers should compare the complete deal with competing dealerships and models.

A discount is useful only if the vehicle itself meets the buyer's requirements.

Final Checklist

Before signing the booking form:

☐ Compare on-road prices
☐ Check manufacturing date
☐ Confirm variant
☐ Verify features
☐ Compare insurance
☐ Calculate total loan cost
☐ Check warranty
☐ Test drive
☐ Confirm delivery timeline
☐ Read cancellation/refund conditions

Buying a new car this festive season? Use this checklist to compare price, insurance, financing, safety, warranty and delivery.

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